Buying a home is a financial decision before it is an emotional one
You want to know whether the asking price is fair and what it will really cost to own the place. I bring to this decision the same rigour I use on investment deals: the real cost of the home, the real room to negotiate, the numbers behind the price.
Is the asking price fair? This is where an accountant's eye helps
Most people look at the asking price, but what weighs is the cost of owning the home afterwards: property tax, condominium fees, realistic renovation budgets, mortgage terms and resale potential. It is the difference between falling in love with an advert and knowing exactly what you are taking on.
What gets confirmed before you commit
Title and registry
The registry and tax record of the property, checked and clean before you sign anything.
Real comparables
Comparables that show what actually sold, not just what is being asked.
The real holding costs
Property tax, condominium fees, insurance and mortgage costs, everything behind the purchase price.
Renovation sanity check
A careful read of the renovation estimates you are shown.
Negotiation room
A negotiation margin based on numbers, not on hope.
A calm process, in five steps
A short conversation
About what you really need and what would be a mistake for you.
Search and shortlist
On the open market and off-market, filtered before it reaches you.
Financial due diligence
On the properties you are serious about, so the numbers are on the table before you make an offer.
Negotiation
Based on comparables, costs and real leverage.
Closing support
Legal, tax and paperwork support all the way to the deed.
Shall we talk?
You can contact me directly or fill in the form below.
Whatever you share stays between us, with no obligation.
Three things worth knowing from the start.
Credit intermediaries
I work with credit intermediaries, so you understand early what you can finance and do so before moving ahead with any offer.
A written commitment
I ask for a written commitment that you are followed only by me. It is a way of protecting my time, and it is also what lets me give your process my full attention.
The seller pays the commission
The commission is always paid by the seller. Buying with my guidance does not cost you any brokerage fees.
Contact: +351 939 521 846 | ines.osantos@remax.pt
New Code, Gestão Imobiliária, Lda · NIF 513788549 · Licensed through João Bordalo - Mediação Imobiliária, Lda · AMI 6275 · RE/MAX Collection Valor